Imus Rural Bank, Inc. was incorporated with the Securities and Exchange Commission on February 27, 1953 with SEC Registration No. 7386. It was the second rural bank to be incorporated in the country. It also has the distinction of being the first rural bank in the whole province of Cavite with its first office located in dimly-lit space inside the warehouse of former Tagapag-ampon Rice Mill in Palico. Imus, Cavite. It was not only corporate in structure and organization but in ownership as well, stockholdings therein being distributed several prominent members of the Imus community. Its original founders were young visionaries of the town of Imus. The original board of directors consisted the following: Eugenio Villanueva, Jr. (who was the also the first President), Jose Crisostomo, Severino Dominguez (who also subsequently became a President of the bank), Luis Gaerlan Jr., Ciriaco Sayoc, Zosimo Topacio, Jr. and Narciso Vina.
At present, IRB, the acronym by which it is known to employees and clients alike, is now a showcase of the government's successful rural banking program. It has always been fully independent of the re-discounting assistance program of the Bangko Sentral ng Pilipinas (BSP). This was made possible by the fact that the bank has, through the years, continually increased its capital stock in response to the growing demand for credit by the community independent of required capital build up from the banking authorities. Aside from its role in providing credit assistance to the people of Imus and environs, the IRB not only maximized profit but also remains and continues its role as a service oriented bank. It has financed the concreting of the gymnasium at the Imus Pilot Elementary School as well as sponsoring seminars that benefited and allowed additional sources of livelihood to the people of the town through its piggery and poultry programs held jointly with the UP College of Agriculture. The Board of Directors, cognizant of the changing demographics and economic realities in its spheres of operation has seen that the agricultural sector has been diminished while there has been growth of medium and small businesses that require financial and banking support. They are fully aware that the Bank must adapt to this changing times and must re-focus its thrust from the agricultural sector to the changing needs of the community and thus continue to provide the engine for the economic growth. The IRB remains committed to deliver products and services that surpass customer expectations in value and every aspect of customer service, while remaining prudent and trustworthy steward of their wealth. This is made possible by the presence of an efficient work force of employees and staff distributed at the Main Office at Col. Sapinoso St., and its branches located at the Imus Public Market and at Molino III and Salawag, Bacoor City, as well as its branch-lites in the provinces of Batangas and Quezon.
To provide credit, financial and other related services in communities where Imus Rural Bank operates.
A progressive, reliable bank providing personalized, fast, efficient services responsive to the emerging needs of the community.
To develop, improve and expand customer relations and bank services.
To generate funds from various sources to support expand and diversified services.
To optimize the use of assets to enhance sustainable growth
To create and sustain harmonious and professional relationship among staff, customers and the public for the common good.
To develop, establish and maintain a functional human resource development/management program.
To promote and foster shared values and vision.